Tips To Lower Your Residential Premiums

There are a number of ways to lower insurance premiums on your residential policies.

Select Higher Deductibles

The easiest way to lower your premiums is through the use of deductibles. A key to maintaining low insurance premiums is to ensure you only claim under your policy for significant losses. Insurance companies offer sizable discounts for increasing your deductible to $1,000.

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Discounts

Alarm System Discounts - For clients who have a smoke and/or burglar alarm installed.

Dual Policy Discount - Insurance companies offer discounts to clients who combine their Residential and Auto policies with one insurance company.

Household Inventory Discount - For clients who have submitted a household inventory.

Mature Discounts - For clients over age 50.

Mortgage Free Discount - For clients who do not have a mortgage.

New Home Discount - For clients with newer homes.

Non-Smoker Discount - For clients who do not smoke.

Sprinklered Residences Discount - For clients who have water sprinkler systems installed in their homes to control fires

Superior Construction Discount - For clients with homes built of fire resistive masonry or brick homes or having clay tile roofing materials.

If you have questions concerning which discounts are applicable to your situation, please Contact Us.

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Tips To Lower Your Residential Premiums

Select Higher Deductibles

Discounts